~"The pessimist complains about the wind; the optimist expects it to change; the realist adjusts the sails."
~"Before you spend, earn. Before you invest, investigate. Before you retire, save. Before you die, give."
~"Four steps to achievement: Plan purposefully. Prepare prayerfully. Proceed positively. Pursue persistently."
~"Before you spend, earn. Before you invest, investigate. Before you retire, save. Before you die, give."
~"Four steps to achievement: Plan purposefully. Prepare prayerfully. Proceed positively. Pursue persistently."
